Condominiums, Co-ops, Brownstones

There can be unwelcome surprises with these kinds of homes. Nicholas / Tobin can help you avoid costly surprises with a thorough insurance review. Knowing where your building association’s policy starts and stops and understanding what happens when you upgrade or alter your home will help you avoid costly surprises when a loss happens.

Our condo and co-op specialists can guide you through the following:

  • Loss assessment coverage – protects unit’s owner when an association’s policy doesn’t
  • Personal property coverage – covers your contents and belongings
  • Valuable articles coverage – protects your art, jewelry and other valuables
  • Liability coverage – avoid lawsuits due to slips & falls, accidental water damage, etc.
  • Comprehensive personal liability coverage – on and off-site protection if you are sued
Living room sofa with book and flower