Crafting Insurance Solutions

For Your Home, Auto and Business Insurance Needs

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Our Promise

A tireless commitment to quality drives us. From the most
reputable and proven insurance products to unrivaled service,
our team delivers.

Nicholas / Tobin specialists thoroughly evaluate your needs first. Once we have a complete picture of your goals, assets, risk tolerance and budget, we search the top insurance carriers in the country to give you options. Whether it’s homeowners insurance, automobile insurance or business insurance, we customize policies that reflect you and your business so you enjoy the piece of mind you deserve.

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What you get with Nicholas / Tobin

Insurance
Professionals

Our knowledgeable team is our competitive edge. From conducting risk reviews, crafting new programs, or answering claim or coverage concerns, you'll have the confidence that true insurance professionals are working for you.

Top-rated
Insurance Carrier

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

24/7 Service and
Support

We know trouble can strike anytime, anywhere. That's why our team provides 24/7 support. When necessary, we send agents to homes and businesses to help with inspections, claims or other service needed.

Local Expertise

We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

Featured Insurance Products

Providing a full suite of insurance products to match any need.

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

Our Partners
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Our Partners
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What Our Clients Say

My business has been growing for several years and I really wanted an agent to review the coverages that I had in place. They improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money.
Scott L.
I was referred to Nicholas / Tobin through Chubb Insurance when I moved to the area over ten years ago. While I have had several New York agents over my lifetime, I could not be more pleased on the support and service they provide.
John and Susan D.
Nicholas / Tobin is always there when I need sound advice. They provided me with the strategic small business advice and coverage I was looking for.
Mark A.
My realtor suggested I call Nicholas / Tobin and what a professional team! Buying a home in a new area is always a daunting task, but they couldn't have made the process any easier for me. Thank you N/T!
William and Roger M.
I always highly recommend Nicholas Tobin to everyone I know! As always, you guys provide top-notch service and have unbeatable prices. I'll continue sending more clients your way. Thank you again for everything!
Eric B.
Dear Nicholas Tobin, I'm a bit late in getting this to you, but I just wanted to say THANK YOU for all your help with my car last December. I was a bit lost after I hit that deer, but your guidance and support helped me figure out my next steps. Thank you again, and hopefully I won't need to speak with you again soon!
Kate M.
You never know how good your insurance is until you need to use it. Boy that couldn't be more true in my case. Thanks Nicholas / Tobin!
Steven G.
I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida, and Connecticut. Nicholas / Tobin solved all that and now I have one excellent team for all my insurance needs.
Gary

What Our Clients Say

My business has been growing for several years and I really wanted an agent to review the coverages that I had in place. They improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money.
Scott L.
I was referred to Nicholas / Tobin through Chubb Insurance when I moved to the area over ten years ago. While I have had several New York agents over my lifetime, I could not be more pleased on the support and service they provide.
John and Susan D.
Nicholas / Tobin is always there when I need sound advice. They provided me with the strategic small business advice and coverage I was looking for.
Mark A.
My realtor suggested I call Nicholas / Tobin and what a professional team! Buying a home in a new area is always a daunting task, but they couldn't have made the process any easier for me. Thank you N/T!
William and Roger M.
I always highly recommend Nicholas Tobin to everyone I know! As always, you guys provide top-notch service and have unbeatable prices. I'll continue sending more clients your way. Thank you again for everything!
Eric B.
Dear Nicholas Tobin, I'm a bit late in getting this to you, but I just wanted to say THANK YOU for all your help with my car last December. I was a bit lost after I hit that deer, but your guidance and support helped me figure out my next steps. Thank you again, and hopefully I won't need to speak with you again soon!
Kate M.
You never know how good your insurance is until you need to use it. Boy that couldn't be more true in my case. Thanks Nicholas / Tobin!
Steven G.
I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida, and Connecticut. Nicholas / Tobin solved all that and now I have one excellent team for all my insurance needs.
Gary

Recent News

Blog

Get the latest news from our blog.

Your home is your largest asset, and it's important to protect it with homeowner's insurance. Nicholas / Tobin Insurance can help you find the best policy for your needs and budget as well as help you find all the savings you are eligible for!

How to Save on Your Homeowner’s Insurance

October 24, 2021

Your home is one of your biggest assets, and it’s important to protect it with homeowner’s insurance. However, there are many choices out there. In Connecticut alone, there are over 100 insurance companies writing business! You could research them yourself but having a trusted advisor who knows the industry well

> Read More
Knowing how to prevent your pipes from freezing is important. When pipes freeze, the pressure of the expansion can cause pipes to burst. A burst pipe can lead to serious flooding, and damages can run into the thousands of dollars.

How to Prevent Your Pipes from Freezing

January 27, 2021

With the winter months upon us, knowing how to prevent your pipes from freezing is important. When pipes freeze, the pressure of the expansion can cause pipes to burst, potentially leading to serious flooding. Damages can run into the thousands of dollars. The best way to avoid frozen pipes is

> Read More
the importance of an annual insurance review

The Importance of an Annual Insurance Review

January 27, 2021

When was the last time you reviewed your insurance policies? If you haven’t reviewed your insurance policy in a while, now is a good time to do so. The importance of an annual insurance review is that it allows you to reassess your needs and make sure there are no

> Read More

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CONTACT US

Nicholas / Tobin Insurance is an independent insurance agency
serving the homeowners, auto and business insurance needs of Connecticut and New York
residents.

Visit

111 Danbury Rd.
New Milford, CT 06776
10 South Main St.
Kent, CT 06757
CONTACT US
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