Crafting Insurance Solutions

For Your Home, Auto and Business Insurance Needs

Our Promise

A tireless commitment to quality drives us. From the most
reputable and proven insurance products to unrivaled service,
our team delivers.

Nicholas / Tobin specialists thoroughly evaluate your needs first. Once we have a complete picture of your goals, assets, risk tolerance and budget, we search the top insurance carriers in the country to give you options. Whether it’s homeowners insurance, automobile insurance or business insurance, we customize policies that reflect you and your business so you enjoy the piece of mind you deserve.

What you get with Nicholas / Tobin

Insurance
Professionals

Our knowledgeable team is our competitive edge. From conducting risk reviews, crafting new programs, or answering claim or coverage concerns, you'll have the confidence that true insurance professionals are working for you.

Top-rated
Insurance Carrier

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

24/7 Service and
Support

We know trouble can strike anytime, anywhere. That's why our team provides 24/7 support. When necessary, we send agents to homes and businesses to help with inspections, claims or other service needed.

Local Expertise

We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

A Note To Our Clients

Even though our daily lives have changed in significant ways as a result of COVID-19, one thing that won’t change is our commitment to taking exceptional care of you as our clients.

We understand that many individuals and businesses are facing a significant financial burden due to COVID-19. To help ease that burden, I wanted to let you know that many insurance providers are expanding billing relief options for Business Insurance and Personal Insurance alike. 

If you are one of the many who now find themselves in a difficult financial position, please know many insurance providers are offering billing relief options to help you through these trying times. You may call your insurance carrier directly to discuss your billing concerns and to ask them if they offer a billing relief plan. It may also be helpful to know that many (not all) insurance providers are extending cancellation and non-renewal timelines due to late payments.

Note: policy holders with nonstandard and/or excess market policies are excluded.

What the world is experiencing is unprecedented, but we are nonetheless prepared for it. While we could not have predicted the events that have unfolded in recent weeks, we know now more than ever that you may need us. Please be assured that our team is ready and available to help you.

Featured Insurance Products

Providing a full suite of insurance products to match any need.

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

What Our Clients Say

What Our Clients Say

Recent News

Blog

Get the latest news from our blog.

Help small businesses in your community

Ways to Help Small Businesses in Your Community

Most of 2020 has been challenging for our community. Many small businesses are struggling. While most have been allowed to reopen, restrictions and mandates have made things difficult. Revenue is down; expenses are up. How to Help Small Businesses Small businesses are the heart of our community. They are usually

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Insurance Tailored To Your Needs

Nicholas / Tobin Insurance has been a proud part of the New Milford community for over 40 years, and over those 40 years we really have been blessed and fortunate. We have a wonderful team of 14 who live in and around New Milford, with three offices located in New Milford,

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COVID-19 Car Insurance Premium Refunds

With the global pandemic of COVID-19 and Stay at Home orders, people are staying home and driving less. That means fewer accidents and fewer auto claims. As a result, many auto insurers are offering a car insurance premium refunds as a credit on their April and May billing statements. You

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Nicholas / Tobin Insurance is an independent insurance agency
serving the homeowners, auto and business insurance needs of Connecticut and New York
residents.

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