Crafting Insurance Solutions

For Your Home, Auto and Business Insurance Needs

Our Promise

A tireless commitment to quality drives us. From the most reputable and proven insurance products to unrivaled service, our team delivers.

Nicholas / Tobin specialists thoroughly evaluate your needs first. Once we have a complete picture of your goals, assets, risk tolerance and budget, we search the top insurance carriers in the country to give you options. Whether it’s homeowner insurance, automobile insurance or business insurance, we customize policies that reflect you and your business so you enjoy the peace of mind you deserve.

What you get with Nicholas / Tobin

Insurance Professionals

Our knowledgeable team is our competitive edge. From conducting risk reviews, crafting new programs, or answering claim or coverage concerns, you’ll have the confidence that true insurance professionals are working for you.

Top-rated Insurance Carrier

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

24/7 Service and Support

We know trouble can strike anytime, anywhere. That’s why our team provides 24/7 support. When necessary, we send agents to homes and businesses to help with inspections, claims or other service needs.

Local Expertise

We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

A Note To Our Clients

Even though our daily lives have changed in significant ways as a result of COVID-19, one thing that won’t change is our commitment to taking exceptional care of you as our clients.

We understand that many individuals and businesses are facing a significant financial burden due to COVID-19. To help ease that burden, I wanted to let you know that many insurance providers are expanding billing relief options for Business Insurance and Personal Insurance alike.

If you are one of the many who now find themselves in a difficult financial position, please know many insurance providers are offering billing relief options to help you through these trying times. You may call your insurance carrier directly to discuss your billing concerns and to ask them if they offer a billing relief plan. It may also be helpful to know that many (not all)  insurance providers are extending cancellation and non-renewal timelines due to late payment.

Note: policy holders with nonstandard and/or excess market policies are excluded.

What the world is experiencing is unprecedented, but we are nonetheless prepared for it. While we could not have predicted the events that have unfolded in recent weeks, we know now more than ever that you may need us. Please be assured that our team is ready and available to help you.

Featured Insurance Products

Our Partners

The Hanover Insurance Group
Cincinnati Insurance

What Our Clients Say

  • My realtor suggested I call Nicholas / Tobin and what a professional team! Buying a home in a new area is always a daunting task, but they couldn't have made the process any easier for me. Thank you N/T!

    William and Roger M.
  • Nicholas / Tobin is always there when I need sound advice. They provided me with the strategic small business advice and coverage I was looking for.

    Mark A.
  • I was referred to Nicholas / Tobin through Chubb insurance when I moved to the area over ten years ago. While I have had several New York agents over my lifetime I could not be more pleased on the support and service they provide.

    John and Susan D.
  • I always highly recommend Nicholas Tobin to everyone I know! As always, you guys provide top-notch service and have unbeatable prices. I'll continue sending more clients your way. Thank you again for everything!

    Eric B.
  • My business has been growing for several years and I really wanted an agent to review the coverages that I had in place. They improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money.

    Scott L.
  • I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida and Connecticut.. Nicholas / Tobin solved all that and now I have one excellent team for all my insurance needs.

  • Dear Nicholas Tobin,

    I’m a bit late in getting this to you, but I just wanted to say THANK YOU for all your help with my car last December.  I was a bit lost after I hit that deer, but your guidance and support helped me figure out my next steps. Thank you again, and hopefully I won’t need to speak with you again soon!

    Kate M.

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Nicholas / Tobin Insurance is an independent insurance agency
serving the homeowners, auto and business insurance needs of Connecticut and New York residents.