Crafting Insurance Solutions

For Your Home, Auto and Business Insurance Needs

Our Promise

A tireless commitment to quality drives us. From the most reputable and proven insurance products to unrivaled service, our team delivers.

Nicholas / Tobin specialists thoroughly evaluate your needs first. Once we have a complete picture of your goals, assets, risk tolerance and budget, we search the top insurance carriers in the country to give you options. Whether it’s homeowner insurance, automobile insurance or business insurance, we customize policies that reflect you and your business so you enjoy the peace of mind you deserve.

Instant Quote

Client Portal

What you get with Nicholas / Tobin

Insurance Professionals

Our knowledgeable team is our competitive edge. From conducting risk reviews, crafting new programs, or answering claim or coverage concerns, you’ll have the confidence that true insurance professionals are working for you.

Top-rated Insurance Carrier

As an independent insurance agency licensed in 24 states, we work with over a dozen top-rated insurance providers to give you a selection of options. Our partners are the best in the business having consistently operated at the highest service and response levels.

24/7 Service and Support

We know trouble can strike anytime, anywhere. That’s why our team provides 24/7 support. When necessary, we send agents to homes and businesses to help with inspections, claims or other service needs.

Local Expertise

We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

Featured Insurance Products

Auto

Home

Business

Condo & Co-ops

Valuable Articles

Classic Auto

Boat

Our Partners

What Our Clients Say

My realtor suggested I call Nicholas / Tobin and what a professional team! Buying a home in a new area is always a daunting task, but they couldn't have made the process any easier for me. Thank you N/T!

William and Roger M.
Nicholas / Tobin is always there when I need sound advice. They provided me with the strategic small business advice and coverage I was looking for.

Mark A.
I was referred to Nicholas / Tobin through Chubb insurance when I moved to the area over ten years ago. While I have had several New York agents over my lifetime I could not be more pleased on the support and service they provide.

John and Susan D.

My business has been growing for several years and I really wanted an agent to review the coverages that I had in place. They improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money.

Scott L.
I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida and Connecticut.. Nicholas / Tobin solved all that and now I have one excellent team for all my insurance needs.

Gary
You never know how good your insurance is until you need to use it. Boy that couldn’t be more true in my case. Thanks Nicholas / Tobin!

Steven G.

Crafting Insurance Solutions

For Your Home, Auto and Business Insurance Needs

Our Promise

A tireless commitment to quality drives us. From the most reputable and proven insurance products to unrivaled service, our team delivers.