Insurance Tips

Your home is your largest asset, and it's important to protect it with homeowner's insurance. Nicholas / Tobin Insurance can help you find the best policy for your needs and budget as well as help you find all the savings you are eligible for!

How to Save on Your Homeowner’s Insurance

Your home is one of your biggest assets, and it’s important to protect it with homeowner’s insurance. However, there are many choices out there. In Connecticut alone, there are over 100 insurance companies writing business! You could research them yourself but having a trusted advisor who knows the industry well is the best way to …

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Understanding Actual Cash Value and Replacement Cost

Actual cash value and replacement value mean very different things when it comes to insurance coverage. If you were to suffer a catastrophic loss, you could find yourself with a serious shortfall if your insurance policy only covers actual cash value. Replacement cost gives you much more comprehensive coverage. Understanding your insurance coverage before you …

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