Cornwall, CT Homeowners Insurance


The biggest investment most people will ever make is in their home. That’s why it makes sense to protect this sizable financial investment with a comprehensive Cornwall, CT homeowners insurance plan. Your home is an investment deserving the protection that only the best, experienced insurance professionals can provide.  Just moving into town, renovating or downsizing, our goal is to assist you in all your insurance needs by finding solutions that match your lifestyle and the specific needs of your home. We will listen to your needs and make a personal visit to your home to make sure the plan reflects your needs. Most importantly, you can trust us to be available 24/7 to help you with a claim.

We work hard to build a trusted relationship with our customers. Let us know how we can help as your insurance advisor!

Five good reasons to let us review your Homeowners insurance in Cornwall, CT:

1. You received a Homeowners Insurance Cornwall, CT quote without anyone seeing your home.

Guessing at the coverage limits can put you and your home at risk if trouble strikes. Homes, like people, are unique that’s why we visit every home before we provide a quote.  Knowing the fine details is important when recommending proper coverage limits.

2. You want a local agent who can help you when help is needed most, during a claim.
We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our personal services, client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

3. You have valuable items that you think should get extra protection. 
Special limits for valuable items, such as art, silver, jewelry and furs, are much higher under a high value Homeowners Insurance policy – and provide you that extra degree of protection. Supplementing your homeowner’s coverage with a valuable articles policy will cover these valuables for an amount you agree to in advance.  And, it will protect your antiques and fine art against breakage.

4. You want flexible options in the event of severe home damage.
If a home (or its contents) is severely damaged, most policies require you to rebuild. Our Cornwall, CT High Value Homeowners Insurance policies will offer you the choice, take the insurance money and sell the land to allow you to buy new or rebuild.

5. Your Homeowners Insurance policy doesn’t reflect your lifestyle and character.
Your home and how you live in it should be reflected in your coverage.  If you have hobbies, travel or have a home under construction, your policy needs to be customized accordingly.

Ready To Get Started? Contact Us Today:

Town Information

First and foremost, we would like to give Cornwall a well deserved nod as an idyllic place to reside and raise a family. With a population of around 1,500 people as of 2009, one can rest assured that there is plenty of wide open space to be enjoyed in Cornwall. Its suitability for family life is affirmed by the fact that well over half of the households in Cornwall are family households. With a respectable median household income, superior estimated home values, and low employment rate relative to the rest of Connecticut and the nation, Cornwall is also a place to comfortably and securely establish one’s roots.

As local residents know, Cornwall is also home to gorgeous natural features and vistas as well as attractions that appeal to both children and adults. In temperate weather, many streams, brooks, and rivers are enjoyed for recreational fishing. Nearby mountains also offer the opportunities for hiking and camping. The Mohawk Camping Grounds are one popular venue for such outdoor adventures. In the winter, Mohawk Mountain is a well known destination for skiers. Other points of interest include Kellogg Corners, Dean Corners, and the Calhaoun Memorial Library. One stop along the Housatonic River, The Cornwall Covered Bridge, provides a brief glance at the town’s historic past.

Nicholas / Tobin Insurance gladly recognizes Cornwall as a community we continue to serve and protect with our leading insurance plans. We invite residents to learn more about protecting their homes, vehicles, and livelihoods by contacting our nearby offices in Kent and New Milford.