Roxbury, Connecticut Homeowners Insurance


The biggest investment most people will ever make is in their home. That’s why it makes sense to protect this sizable financial investment with a comprehensive Roxbury, CT based homeowners insurance plan. Your home is an investment deserving the protection that only the best, experienced insurance professionals can provide.  Just moving into town, renovating or downsizing, our goal is to assist you in all your insurance needs by finding solutions that match your lifestyle and the specific needs of your home. We will listen to your needs and make a personal visit to your home to make sure the plan reflects your needs. Most importantly, you can trust us to be available 24/7 to help you with a claim.

We work hard to build a trusted relationship with our customers. Let us know how we can help as your insurance advisor!

Five good reasons to let us review your Homeowners insurance in Roxbury, CT:

1. You received a Homeowners Insurance quote in Roxbury without anyone seeing your home.
Guessing at the coverage limits can put you and your home at risk if trouble strikes. Homes, like people, are unique that’s why we visit every home before we provide a quote.  Knowing the fine details is important when recommending proper coverage limits.

2. You want a local agent who can help you when help is needed most, during a claim.
We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our personal services, client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

3. You have valuable items that you think should get extra protection. 
Special limits for valuable items, such as art, silver, jewelry and furs, are much higher under a high value Homeowners Insurance policy – and provide you that extra degree of protection. Supplementing your homeowner’s coverage with a valuable articles policy will cover these valuables for an amount you agree to in advance.  And, it will protect your antiques and fine art against breakage.

4. You want flexible options in the event of severe home damage.
If a home (or its contents) is severely damaged, most policies require you to rebuild. Our Roxbury, CT High Value Homeowners Insurance policies will offer you the choice, take the insurance money and sell the land to allow you to buy new or rebuild.

5. Your Homeowners Insurance policy doesn’t reflect your lifestyle and character.
Your home and how you live in it should be reflected in your coverage.  If you have hobbies, travel or have a home under construction, your policy needs to be customized accordingly.

Ready To Get Started? Contact Us Today:

Town Information

Named by the Mohegan tribe that once inhabited the area, Roxbury is located in Litchfield County, Connecticut. The town was incorporated in 1796, giving it a long history. At Nicholas / Tobin Insurance, we have a great respect for this history, as well as the lifestyle afforded by Roxbury’s natural charm and quaint features. We know these make it a great place to live, and we would like to invite Roxbury’s residents to our nearby Kent and New Milford offices to learn about our top homeowners, business, and auto insurance plans.

Within Roxbury’s roughly 26 square miles are plenty of features that make this a great place to live and raise a family. In fact, as of 2009, nearly 75% of Roxbury’s households are family households, a good portion of whom enjoy the comfort and security afforded by a respectable median income of $105, 832. Roxbury also boasts an impressive median house or condo value of $682,834.

While the standard of living offered in Roxbury is due in part to the presence of the construction industry, which comprises 20% of the job industry, residents enjoy a variety of professions and a measure of economic stability. In fact, as of August 2012, the unemployment rate in Roxbury was 5.8%, whereas the national unemployment rate was 9.2%.

There is only 1 public school in Roxbury; however, the town is part of Regional School District #12. The public school is Booth Free School, which teaches grades K-5. The other schools in the district are Reach Preschool, Shepaug Valley Middle School (grades 6-8), and Shepaug Valley High School (grades 9-12).

Roxbury has a great deal of activities to offer, especially to those who enjoy natural scenery and the outdoors. Families and individuals of any age group can enjoy hiking, picnics, and taking photos in the many preserves and parks located in Roxbury. A few of these points of interest include Hodge Park, Natalie White Preserve, Brian E. Tierney Preserve, Mine Hill Preserve, River Road Preserve, and Lilly Preserve. Other notable destinations are Judds Bridge, Camp Mel, and Roxbury Center Historic District.

When a town has so much to offer, Nicholas / Tobin Insurance knows that there is also much to protect. We encourage Roxbury’s residents to contact us today to learn more about homeowners, auto, and business insurance.