Bridgewater Connecticut Homeowners Insurance


The biggest investment most people will ever make is in their home. That’s why it makes sense to protect this sizable financial investment with a comprehensive Bridgewater, CT homeowners insurance plan. Your home is an investment deserving the protection that only the best, experienced insurance professionals can provide.  Just moving into town, renovating or downsizing, our goal is to assist you in all your insurance needs by finding solutions that match your lifestyle and the specific needs of your home. We will listen to your needs and make a personal visit to your home to make sure the plan reflects your needs. Most importantly, you can trust us to be available 24/7 to help you with a claim.

We work hard to build a trusted relationship with our customers. Let us know how we can help as your insurance advisor!

Five good reasons to let us review your Homeowners insurance in Bridgewater, CT:

1. You received a Homeowners Insurance quote in Bridgwater without anyone seeing your home.
Guessing at the coverage limits can put you and your home at risk if trouble strikes. Homes, like people, are unique that’s why we visit every home before we provide a quote.  Knowing the fine details is important when recommending proper coverage limits.

2. You want a local agent who can help you when help is needed most, during a claim.
We live here too. Our pipes freeze, trees come down in our yards and we know fender-benders. Between our personal services, client list and local trade relationships we put clients in touch with specialists everyday to help keep homes, businesses and autos in tip top shape.

3. You have valuable items that you think should get extra protection. 
Special limits for valuable items, such as art, silver, jewelry and furs, are much higher under a high value Homeowners Insurance policy – and provide you that extra degree of protection. Supplementing your homeowner’s coverage with a valuable articles policy will cover these valuables for an amount you agree to in advance.  And, it will protect your antiques and fine art against breakage.

4. You want flexible options in the event of severe home damage.
If a home (or its contents) is severely damaged, most policies require you to rebuild. Our Bridgewater, CT High Value Homeowners Insurance policies will offer you the choice, take the insurance money and sell the land to allow you to buy new or rebuild.

5. Your Homeowners Insurance policy doesn’t reflect your lifestyle and character.
Your home and how you live in it should be reflected in your coverage.  If you have hobbies, travel or have a home under construction, your policy needs to be customized accordingly.

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Town Information

Sometimes the smallest of towns possess their own unique treasures, be they deep historical roots or bountiful opportunities to enjoy natural scenery. With a population just shy of 2,000 people, Bridgewater, Connecticut is exactly this sort of town. At Nicholas / Tobin Insurance, we know that whether you live in a small town or a large metropolitan area, it is important to have reliable homeowners, auto, and business insurance.

Located in Litchfield County, Bridgewater was incorporated in 1856, making it one of Connecticut’s many towns to boast a long and rich history. But as residents of Bridgewater know, this community’s best days aren’t in its past, but its present and future.

The strong presence of Bridgewater’s construction industry contributes to its low 5.4% unemployment rate, far below the national average of 9.2%. Bridgewater’s appeal as a calm and stable atmosphere in which to raise a family is reflected in that nearly 75% of households are family households.

Located within Bridgewater’s 16 square miles, there are two public schools. There is The Burnham School, which has grades K-5. There is also Reach Preschool. After 5th grade students go to Shepaug Valley Middle School (grades 6-8) and Shepaug Valley High School (grades 9-12).

In addition to offering the calm, quiet life of a small New England town, Bridgewater is also an ideal place to enjoy plenty of natural attractions and outdoor activities for individuals of all ages and interests. The Bridgewater green can be explored and enjoyed by all. There is also the well known Burnham Library. Besides these attractions, there is the Bridgewater Fair in August, which is a large agricultural fair. This annual summer happening attracts many visitors from around the state and beyond to eat, enjoy rides and more.

Whether you enjoy all that Bridgewater has to offer as a homeowner or business owner, contact Nicholas / Tobin Insurance for reliable homeowners, auto, and business insurance. Staff at our nearby Kent and New Milford offices will be delighted to speak with you.