Insurance News and Information
COVID-19 Car Insurance Premium Refunds
With the global pandemic of COVID-19 and Stay at Home orders, people are staying home and driving less. That means fewer accidents and fewer auto
COVID-19: The Impact on Businesses
Now declared a pandemic, the global spread of COVID-19 has officially become a public health crisis. Additionally, the impact of COVID-19 on businesses has created uncertainty
How to Insure an Expensive Gift
Did you give or receive an expensive gift for the holidays? Insuring it properly is important. Depending on the type of gift, there may be
HOLIDAY SHOPPING SAFETY TIPS
The holiday shopping season is almost upon us. Whether you’re planning to hit the stores for Black Friday shopping deals or shop online during Cyber
Texting and Driving: New Penalties in Connecticut
We all are aware of the dangers of distracted driving, and specifically, the role that cell phone usage plays in those dangers. And yet, many
Understanding Gap Insurance
Gap Insurance covers the difference between what you owe on a car and what it is actually worth, should you experience a total loss. What
Understanding Actual Cash Value and Replacement Cost
Actual cash value and replacement value mean very different things when it comes to insurance coverage. If you were to suffer a catastrophic loss, you
Benefits of Using a Local Insurance Agent
A local insurance agent will discuss the best options to protect your home, family, and business, help you through the red tape of claims, and give
Driving Safety Tips for Halloween
Children excitedly look forward to Halloween, but the evening can also turn into one of frightening statistics — and every parent’s nightmare. According to Safekids.org, child pedestrians are more
How to Prevent and Put Out Kitchen Fires
Certain types of house fires peak around the holidays. As you might guess, with all the cooking we do this time of year, kitchen fires
Offering insights on homeowners, auto &
business insurance
Nicholas / Tobin Insurance welcomes you to our new blog. Here, we invite you to read about topics related to homeowners insurance, business insurance, auto insurance and much more. Of course, we encourage you to contact us at our Kent and New Milford offices directly with all of your insurance inquiries.