One of the most valuable assets a company has in its network. Stored data may include customer profiles, records, receipts, tax documents, intellectual property and trade secrets. Unintentional acts, mistakes, errors or omissions by your employees are why cyber liability/privacy insurance is so important in our digital age.
Cyber and privacy insurance is separate from technology errors and omissions insurance. The typical business insurance policy only covers so-called tangible assets and electronic/privacy data is not considered tangible under the standard policy definition. Nor does a typical business policy coverage for user errors. Cyber liability insurance fills the gaps.
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