Privacy Policy

Nicholas / Tobin, Inc Privacy Policy

Nicholas / Tobin Agency has been serving the insurance needs of our customers and friends for 25 years. To continue to provide innovative products and services that respond to your insurance needs, we may collect certain personal information about you.

It is important for you to realize that Nicholas / Tobin Agency is committed to protecting your privacy rights. We acknowledge your right to keep your own financial information confidential and, because of this, we have created this document to explain our privacy policy to you. In addition, we are complying with both state and federal laws which require insurance agencies (as well as all financial institutions) to notify you, our valued customers, about how we intend to treat your nonpublic personal financial information that you have entrusted us with.

1. Information we collect:

We collect nonpublic personal information about you from the following sources:

  • information we receive from you on application or other forms;
  • information about your transactions with us, our affiliates or others;
  • information we receive from a consumer reporting agency; and
  • insert any other categories of information that you collect.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected from you.

2. Information we may disclose to third parties:

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

3. Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nicholas / Tobin, Inc Cookie Policy

What cookies do we use?

Below is a list of each category of cookies we use and why we use each cookie. First party cookies are our own cookies set and controlled by us, used to provide information about the usage of the Service.

  1. Essential Cookies or Strictly Necessary Cookies: These cookies are essential to the Service in order for you to move around the Service and to use its features. Without these cookies, certain features could not function. No information about your browsing habits is gathered by these cookies.
  2. Functional Cookies: These cookies remember how you prefer to use the Service and enable us to improve the way the Service works. We can remember your settings and help provide you with ads. Functional Cookies are persistent cookies that the Service remembers when your computer or device comes back to our Service.
  3. Analytics Cookies: Analytics Cookies allow us to improve our services by collecting information about your use of the Service. We use these cookies to help improve how the website works. For example, Analytics Cookies show us statistics, which are the most frequently visited pages on our site, help us record any difficulties you have with our site, and show us whether our advertising is effective or not. We can’t identify you personally through the use of these cookies, but third parties who provide these cookies may be able to.
  4. Behavioral Advertising Cookies: Behavioral Advertising Cookies are used to deliver relevant advertisements to users both on and off the site. We analyze what pages you visit on these sites, what products or services you view, and whether you view or click on ads that are shown to you. We may also use a cookie to learn whether someone who saw an ad later visited and took an action on the advertiser’s site. We use this information to send you interest-based ads and may also share this information with third parties. Similarly, our partners may use a cookie to determine whether we’ve shown an ad and how it performed, or provide us with information about how you interact with ads. We may also work with a partner to show you an ad on or off the Service, such as after you have visited a partner’s site or application.
  5. Third Party Cookies: Some of the cookies on the Service are operated by third parties, such as Twitter, YouTube, Facebook or Comscore. Some of these third parties (for example third-party advertisers) may use cookies on the Service, in emails or in our advertisements on other websites to allow them to deliver the services they are providing. Some of the cookies operated by third parties may be used for analytics purposes, such as to monitor, analyze and prevent fraudulent traffic or other suspicious activities. In order to create a user-friendly experience, some of our third-party promotions and advertisements are designed to automatically transmit users’ information onto the third party’s landing page when you choose to “click” upon a third party’s advertisement or promotion. We do not control these third parties or their use of cookies. This means it is not possible for us to manage these cookies. This Policy only covers the use of cookies by 322 Marketing and does not cover the use of cookies by any third party. Please check the websites of these third parties for details on how they use cookies.
  6. Geo-Location Information: Some devices allow applications to access real-time location-based information (for example, GPS). Some photos or other content you place within the Service may contain recorded location information. We may use this information to optimize your experience. Also, some of the information we collect from a device, for example IP address, can sometimes be used to approximate a device’s location.

Nicholas / Tobin Insurance is an independent insurance agency
serving the homeowners, auto and business insurance needs of Connecticut and New York residents.